Free tools
Financial tools to compare, plan, and decide with more clarity.
Choose one of the calculators below. Each one opens its own page, with explanation, example, and the interactive calculator.
PJ vs CLT Simulator
Use the calculator to convert PJ revenue into an approximate CLT equivalent and understand the total cost of a traditional employment package.
CLT to PJ Converter
The calculator converts a CLT salary into a PJ monthly reference, helping you negotiate an offer without losing sight of benefits and extra costs.
Financial Health Report
The tool combines income and expenses to generate a simple snapshot of your financial life, with a fast read on breathing room, budget pressure, and balance.
Retirement Simulator
The simulation estimates how much wealth you need to accumulate to live from investment income, either under a perpetual or a limited-time model.
Investment Simulator
The calculator compares financial products and estimates how wealth evolves over time, including fees and tax effects when applicable.