What this tool does
The report estimates net balance, adjusted balance with benefits, and a financial status reading, highlighting whether income is covering spending comfortably or tightly.
It is intended for anyone who wants to understand whether they are overspending, need to adjust the budget, or already have room for saving and goals.
A positive balance is the first signal. Then look at the adjusted balance and the overall status to distinguish a merely stable situation from a truly comfortable one.
