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Long-term planning

Retirement Simulator

The simulation estimates how much wealth you need to accumulate to live from investment income, either under a perpetual or a limited-time model.

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What this tool does

It calculates the required wealth, accumulated wealth by the target date, and whether the mix of contributions and returns is enough to support the desired income.

It is meant for anyone planning retirement, testing financial independence goals, or checking whether current contributions are really on track.

If accumulated wealth is below the required amount, the goal is not yet covered. Adjust contributions, timeline, or expected return to move the projection closer to the target.

Retirement Simulator

Plan your financial future based on the returns of what you saved

Personal data

years
years

Finances

Projection

Simulation options